We enable
Open Banking
Faster Payments
We provide a secure, flexible infrastructure that enables organizations to access financial data and payment services via APIs, aligned with local and international compliance frameworks.
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Open Banking Services
Payment Initiation Service (PIS)
Pay directly from your bank account without cards. Faster, cheaper and safer.
AIS for Individuals (Retail)
Enable retail customers to link accounts and share financial data to improve money management and banking experience.
AIS for Companies (Corporate)
Secure, real-time access to corporate accounts for better accounting and financial analytics.
SME Tax Filing
Automated tax filing using classified bank data.
Bank Guarantees (LG Service)
Automate guarantees with verification and issuance via API.
Riyalak – PFM
A smart app that helps individuals manage income, expenses and savings using open banking data.
Comprehensive Financial Management
Power personal finance apps with income and spending analytics.
Credit Risk Assessment
Assess customers’ financial behavior to improve lending decisions.
AIS for Companies (Corporate)
We provide companies and small and medium enterprises with an advanced solution that facilitates the management of bank accounts from one place. Through this service, financial teams can access an immediate and unified financial view that includes all accounts, which reduces the time and effort spent on manual follow-up, and enhances the accuracy of financial decisions.
هذه الخدمة تدعم البنوك المحلية والإقليمية.
Unified Vision
Track balances, transactions, and spending patterns from different banks in one place
Smart Financial Management
Analytics that help with saving and achieving goals
Reports and Alerts
Custom reports, analyses, and notifications
Complete Security
Compliant with SAMA standards and regulations and data protection system
AIS for Individuals (Retail)
We help you gather and manage all your bank accounts in one place, so you can enjoy an immediate and clear financial view. Through this service, you can easily track your balances and transactions, and accurately monitor your expenses and income, making it easier for you to control your budget and make better financial decisions.
هذه الخدمة تدعم البنوك المحلية والإقليمية.
Benefits of Payment Initiation (PIS)
With Payment Initiation (PIS)
Direct connection with the bank.- No intermediaries or card networks.
- Instant transfer at lower cost.
- Secure authentication via the bank.
Traditional Payment (without PIS)
Relies on card schemes (Visa, Mastercard, Mada, …).- Higher fees.
- Settlement takes several days.
- Customer enters card details.
Personal Finance Management – Riyalak (PFM – Riyalak)
Riyalak is one of Seen Tarbi products, designed to help you manage your income, spending and savings intelligently using Open Banking data.
Key benefits:
