Seen Tarbi for Financial Technology is permitted by the Saudi Central Bank to test its innovative services under the Regulatory Sandbox environment.
X^2 Payments
Payments is the simplest way to accept faster, lower-cost bank payments straight from apps and websites.
Build With X^2
Payments, made easy
Initiate Transaction Requests (transfers and payments). View and confirm charges (as per PSD2). Answer strong customer authentication (SCA) challenges.
$ Call
curl -X POST GET "obp-apisandbox.xsquare.sa/obp/v4.0.0/my/accounts"\
--header 'Content-Type: application/json;charset=utf-8'
--header 'x-acxess-token: jddfkoadddjdadalkl16ab818017178bc1cff0005'_
$ Response_
_
_
$ Call
curl -X POST GET "obp-apisandbox.xsquare.sa/obp/v4.0.0/banks/BANK_ID/balances"\
--header 'Content-Type: application/json;charset=utf-8'
--header 'x-acxess-token: jddfkoadddjdadalkl16ab818017178bc1cff0005'_
$ Response_
_
_
$ Call
curl -X POST GET "obp-apisandbox.xsquare.sa/obp/v4.0.0/transactions/TRANSACTION_ID/balancing-transaction"\
--header 'Content-Type: application/json;charset=utf-8'
--header 'x-acxess-token: jddfkoadddjdadalkl16ab818017178bc1cff0005'_
$ Response_
_
_
Use Cases
Accept account-to-account (A2A) payments straight from apps and websites with a fully embedded, frictionless payments experience.
A2A payments offer the best rates independent of payment values, reach anyone with a bank account, settle instantly, and deliver higher success rates than cards. They can also maximise conversions and reduce false declines with secure user authentication through banking apps
By eliminating intermediaries, A2A payments significantly reduce costs for merchants. With Seen Tarbi, A2A payment costs are also independent of payment values, making savings particularly obvious for businesses accepting single, high-value payments, such as those in the auto, luxury goods, property and home improvement sectors.
Merchants can de-risk recurring loan, rental or subscription payments by shifting to instant, lower-cost bank-direct payments. Unlike cards, bank accounts never expire.
Open banking payments are not only the fastest way to fund digital wallets and accounts within your own app but are much lower cost than traditional payment methods — and independent of payment values.
With secure consumer authentication through banking apps, A2A payments reduce false declines, increase conversions, and settle in near real-time to enable instant deposits and withdrawals.
Credit card issuers that accept monthly payments from their customers can use Seen Tarbi Payments to enable secure, low-cost bank transfers from within their own app and website.